:root {
  --bg: #17130F;
  --surface: #282019;
  --glass: rgba(255, 224, 184, 0.055);
  --glass-border: rgba(235, 177, 116, 0.18);

  --pink: #F08A4B;
  --purple: #D6A85F;
  --indigo: #A64F32;
  --cyan: #D6E875;
  --success: #9BCB73;

  --text: #FFF6E9;
  --muted: #BBAE9B;

  --grad: linear-gradient(135deg, #F08A4B 0%, #D6A85F 50%, #D6E875 100%);
  --grad-2: linear-gradient(135deg, #A64F32 0%, #F08A4B 100%);
  --grad-3: linear-gradient(135deg, #D6A85F 0%, #D6E875 100%);
}
*{box-sizing:border-box;-webkit-font-smoothing:antialiased;}
html,body{overflow-x:hidden;max-width:100%;}
body{
  background:var(--bg);
  color:var(--text);
  font-family:'Inter',sans-serif;
  font-weight:400;
  line-height:1.65;
  margin:0;
  cursor:default;
}
h1,h2,h3,h4,h5,h6,.font-display{font-family:'Space Grotesk',sans-serif;letter-spacing:-0.02em;font-weight:600;}
a{color:inherit;text-decoration:none;}
img{max-width:100%;}
section{padding-top:120px;padding-bottom:120px;position:relative;}
@media(max-width:768px){section{padding-top:80px;padding-bottom:80px;}}
.container{position:relative;z-index:2;}

/* ---------- PAGE HERO ---------- */
.page-hero{
  padding:200px 0 80px;text-align:center;position:relative;overflow:hidden;
}
.page-hero h1{font-size:clamp(36px,5vw,64px);line-height:1.05;margin-bottom:16px;}
.page-hero p{color:var(--muted);font-size:18px;max-width:640px;margin:0 auto;}
.page-hero .breadcrumb-nav{
  display:inline-flex;align-items:center;gap:10px;padding:8px 16px;border-radius:99px;
  background:var(--glass);border:1px solid var(--glass-border);font-size:13px;font-weight:500;
  color:var(--muted);margin-bottom:24px;backdrop-filter:blur(10px);
}
.page-hero .breadcrumb-nav a:hover{color:#fff;}
.page-hero .breadcrumb-nav i{font-size:10px;color:var(--pink);}

/* ---------- BG DECOR ---------- */
.bg-orb{position:absolute;border-radius:50%;filter:blur(120px);opacity:0.35;pointer-events:none;z-index:0;}
.grid-bg{
  position:absolute;inset:0;pointer-events:none;z-index:0;
  background-image:linear-gradient(rgba(255,255,255,0.04) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,0.04) 1px,transparent 1px);
  background-size:60px 60px;
  mask-image:radial-gradient(ellipse at center,#000 30%,transparent 70%);
  -webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 70%);
}

/* ---------- PRELOADER ---------- */
#preloader{
  position:fixed;inset:0;background:var(--bg);z-index:9999;
  display:flex;align-items:center;justify-content:center;flex-direction:column;gap:20px;
  transition:opacity .6s ease,visibility .6s ease;
}
#preloader.hidden{opacity:0;visibility:hidden;}
.pre-logo{font-family:'Space Grotesk';font-size:32px;font-weight:700;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;}
.pre-bar{width:180px;height:3px;background:rgba(255,255,255,0.08);border-radius:99px;overflow:hidden;}
.pre-bar span{display:block;height:100%;width:40%;background:var(--grad);border-radius:99px;animation:preload 1.2s infinite;}
@keyframes preload{0%{transform:translateX(-100%);}100%{transform:translateX(350%);}}

/* ---------- CURSOR ---------- */
.cursor,.cursor-dot{position:fixed;top:0;left:0;pointer-events:none;z-index:9998;border-radius:50%;transition:transform .15s ease,width .2s,height .2s,background .2s;mix-blend-mode:difference;}
.cursor{width:32px;height:32px;border:1.5px solid rgba(255,255,255,0.8);transform:translate(-50%,-50%);}
.cursor-dot{width:6px;height:6px;background:#fff;transform:translate(-50%,-50%);}
.cursor.hover{width:60px;height:60px;background:rgba(255,255,255,0.1);}
@media(max-width:991px){.cursor,.cursor-dot{display:none!important;}}

/* ---------- SCROLL PROGRESS ---------- */
#scrollProgress{position:fixed;top:0;left:0;height:3px;width:0%;background:var(--grad);z-index:9997;transition:width .1s linear;box-shadow:0 0 12px rgba(236,72,153,0.6);}

/* ---------- NAVBAR ---------- */
.nav-wrap{position:fixed;top:20px;left:0;right:0;z-index:1000;padding:0 16px;transition:top .3s ease;}
.nav-wrap.shrunk{top:10px;}
.navbar-glass{
  max-width:1200px;margin:0 auto;
  background:rgba(15,23,42,0.65);
  backdrop-filter:blur(20px) saturate(180%);
  -webkit-backdrop-filter:blur(20px) saturate(180%);
  border:1px solid var(--glass-border);
  border-radius:20px;
  padding:14px 22px;
  display:flex;align-items:center;justify-content:space-between;gap:20px;
  transition:padding .3s ease,background .3s ease;
  box-shadow:0 20px 60px -20px rgba(0,0,0,0.6);
}
.nav-wrap.shrunk .navbar-glass{padding:10px 20px;background:rgba(15,23,42,0.85);}
.brand{display:flex;align-items:center;gap:10px;font-family:'Space Grotesk';font-weight:700;font-size:20px;}
.brand-logo{width:36px;height:36px;border-radius:10px;background:var(--grad);display:flex;align-items:center;justify-content:center;font-weight:700;box-shadow:0 8px 24px rgba(139,92,246,0.4);}
.nav-links{display:flex;gap:6px;align-items:center;list-style:none;margin:0;padding:0;}
.nav-links a{
  position:relative;padding:8px 14px;border-radius:10px;font-size:14px;font-weight:500;color:var(--muted);
  transition:color .25s ease,background .25s ease;
}
.nav-links a:hover{color:#fff;background:rgba(255,255,255,0.05);}
.nav-links a.active{color:#fff;}
.nav-links a.active::after{
  content:"";position:absolute;left:14px;right:14px;bottom:2px;height:2px;border-radius:2px;background:var(--grad);
}
.nav-cta{
  padding:10px 20px;border-radius:14px;font-weight:600;font-size:14px;color:#fff;
  background:var(--grad);border:none;box-shadow:0 8px 24px rgba(236,72,153,0.35);
  transition:transform .25s ease,box-shadow .25s ease;
}
.nav-cta:hover{transform:translateY(-2px);box-shadow:0 12px 32px rgba(236,72,153,0.55);}
.nav-toggle{display:none;background:none;border:none;color:#fff;font-size:24px;}
@media(max-width:991px){
  .nav-links{display:none;position:absolute;top:calc(100% + 10px);left:0;right:0;flex-direction:column;background:rgba(15,23,42,0.95);backdrop-filter:blur(20px);border:1px solid var(--glass-border);border-radius:20px;padding:16px;gap:4px;}
  .nav-links.open{display:flex;}
  .nav-links a{width:100%;text-align:center;padding:12px;}
  .nav-toggle{display:block;}
  .nav-cta{display:none;}
  .navbar-glass{position:relative;}
}

/* ---------- BUTTONS ---------- */
.btn-primary-grad{
  display:inline-flex;align-items:center;gap:10px;
  padding:14px 26px;border-radius:16px;border:none;color:#fff;font-weight:600;font-size:15px;
  background:var(--grad);box-shadow:0 12px 32px rgba(139,92,246,0.4);
  transition:transform .3s ease,box-shadow .3s ease;cursor:pointer;
  font-family:'Inter';
}
.btn-primary-grad:hover{transform:translateY(-3px);box-shadow:0 20px 48px rgba(236,72,153,0.5);color:#fff;}
.btn-ghost{
  display:inline-flex;align-items:center;gap:10px;
  padding:14px 26px;border-radius:16px;color:#fff;font-weight:600;font-size:15px;
  background:var(--glass);border:1px solid var(--glass-border);backdrop-filter:blur(10px);
  transition:transform .3s ease,background .3s ease;cursor:pointer;
  font-family:'Inter';
}
.btn-ghost:hover{transform:translateY(-3px);background:rgba(255,255,255,0.1);color:#fff;}
.btn-apply{
  display:inline-flex;align-items:center;gap:8px;
  padding:10px 18px;border-radius:12px;font-size:13px;font-weight:600;color:#fff;
  background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.12);
  transition:all .3s ease;cursor:pointer;font-family:'Inter';
}
.btn-apply:hover{background:var(--grad);border-color:transparent;transform:translateY(-2px);box-shadow:0 8px 20px rgba(139,92,246,0.4);}

/* ---------- BADGES / CHIPS ---------- */
.chip{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 16px;border-radius:99px;
  background:var(--glass);border:1px solid var(--glass-border);
  font-size:13px;font-weight:500;color:var(--muted);
  backdrop-filter:blur(10px);
}
.chip .dot{width:8px;height:8px;border-radius:50%;background:var(--success);box-shadow:0 0 12px var(--success);animation:pulse 2s infinite;}
@keyframes pulse{0%,100%{opacity:1;}50%{opacity:.4;}}

.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;}
.section-eyebrow{
  display:inline-flex;align-items:center;gap:10px;padding:8px 16px;border-radius:99px;
  background:var(--glass);border:1px solid var(--glass-border);font-size:12px;font-weight:600;
  text-transform:uppercase;letter-spacing:.15em;color:var(--muted);margin-bottom:20px;
}
.section-eyebrow i{color:var(--pink);}
.section-title{font-size:clamp(32px,4.5vw,52px);line-height:1.1;margin-bottom:20px;}
.section-lead{color:var(--muted);font-size:17px;max-width:640px;margin:0 auto;}

/* ---------- HERO ---------- */
#home{padding-top:180px;}
.hero-headline{font-size:clamp(38px,5.5vw,72px);line-height:1.05;font-weight:700;margin-bottom:24px;}
.hero-desc{color:var(--muted);font-size:18px;max-width:540px;margin-bottom:36px;}
.counter-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:56px;}
@media(min-width:768px){.counter-grid{grid-template-columns:repeat(4,1fr);}}
.counter-item .num{font-family:'Space Grotesk';font-size:32px;font-weight:700;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;line-height:1;}
.counter-item .lbl{font-size:12px;color:var(--muted);margin-top:8px;text-transform:uppercase;letter-spacing:.1em;}

.hero-dash{
  position:relative;padding:24px;border-radius:28px;
  background:linear-gradient(160deg,rgba(139,92,246,0.15),rgba(6,182,212,0.05));
  border:1px solid var(--glass-border);
  backdrop-filter:blur(20px);
  box-shadow:0 40px 100px -20px rgba(139,92,246,0.35);
  animation:float 6s ease-in-out infinite;
}
@keyframes float{0%,100%{transform:translateY(0);}50%{transform:translateY(-12px);}}
.hero-dash-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;}
.hero-dash-header .title{font-family:'Space Grotesk';font-weight:600;font-size:14px;}
.hero-dash-header .dots{display:flex;gap:6px;}
.hero-dash-header .dots span{width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,0.2);}
.balance-card{
  background:var(--grad);border-radius:18px;padding:20px;margin-bottom:16px;
  color:#fff;box-shadow:0 20px 40px -10px rgba(236,72,153,0.4);position:relative;overflow:hidden;
}
.balance-card::after{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;background:rgba(255,255,255,0.12);border-radius:50%;pointer-events:none;}
.balance-card .label{font-size:12px;opacity:.85;}
.balance-card .amt{font-family:'Space Grotesk';font-size:28px;font-weight:700;margin-top:4px;}
.balance-card .row-info{display:flex;justify-content:space-between;margin-top:16px;font-size:12px;opacity:.9;position:relative;z-index:2;}
.chart-mini{height:80px;display:flex;align-items:end;gap:6px;padding:12px 0;}
.chart-mini span{flex:1;background:var(--grad-2);border-radius:4px 4px 0 0;opacity:.85;animation:bar 3s ease-in-out infinite;}
@keyframes bar{0%,100%{transform:scaleY(1);}50%{transform:scaleY(0.7);}}
.tx-item{display:flex;align-items:center;gap:12px;padding:12px;border-radius:14px;background:rgba(255,255,255,0.03);margin-bottom:8px;}
.tx-icon{width:36px;height:36px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--glass);}
.tx-info{flex:1;font-size:13px;}
.tx-info .n{font-weight:600;}
.tx-info .d{color:var(--muted);font-size:11px;}
.tx-amt{font-family:'Space Grotesk';font-weight:600;font-size:13px;}
.tx-amt.pos{color:var(--success);}
.tx-amt.neg{color:var(--pink);}

.float-card{
  position:absolute;padding:14px 18px;border-radius:16px;
  background:rgba(15,23,42,0.85);border:1px solid var(--glass-border);
  backdrop-filter:blur(16px);box-shadow:0 20px 40px rgba(0,0,0,0.4);
  display:flex;align-items:center;gap:12px;font-size:13px;
  animation:float 5s ease-in-out infinite;
}
.float-card.fc-1{top:8%;left:-30px;animation-delay:.5s;}
.float-card.fc-2{bottom:15%;right:-24px;animation-delay:1s;}
.float-card .ico{width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;}
@media(max-width:991px){.float-card{display:none;}}

/* ---------- CARDS / GLASS ---------- */
.glass-card{
  background:var(--glass);border:1px solid var(--glass-border);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  border-radius:24px;padding:28px;
  transition:transform .35s ease,border-color .35s ease,background .35s ease;
  position:relative;overflow:hidden;
}
.glass-card:hover{transform:translateY(-6px);border-color:rgba(139,92,246,0.4);}
.glass-card .icon-box{
  width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;
  font-size:22px;color:#fff;margin-bottom:18px;background:var(--grad-2);
  box-shadow:0 10px 24px rgba(99,102,241,0.4);
}
.glass-card h5{font-size:18px;margin-bottom:10px;}
.glass-card p{color:var(--muted);font-size:14px;margin-bottom:16px;line-height:1.6;}

/* ---------- ABOUT ---------- */
.about-story{
  padding:32px;border-radius:24px;background:var(--glass);border:1px solid var(--glass-border);
  backdrop-filter:blur(16px);height:100%;
}
.mvv-card{
  padding:28px;border-radius:20px;background:linear-gradient(160deg,rgba(139,92,246,0.15),rgba(6,182,212,0.05));
  border:1px solid var(--glass-border);height:100%;
  transition:transform .3s ease;
}
.mvv-card:hover{transform:translateY(-6px);}
.mvv-card .mvv-ico{width:56px;height:56px;border-radius:16px;background:var(--grad);display:flex;align-items:center;justify-content:center;font-size:26px;margin-bottom:18px;box-shadow:0 12px 32px rgba(236,72,153,0.35);}
.mvv-card h4{font-size:20px;margin-bottom:10px;}
.mvv-card p{color:var(--muted);font-size:14px;margin:0;}
.achieve-card{
  padding:22px;border-radius:20px;background:var(--glass);border:1px solid var(--glass-border);
  backdrop-filter:blur(16px);display:flex;align-items:center;gap:16px;
}
.achieve-card .n{font-family:'Space Grotesk';font-size:28px;font-weight:700;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;}
.achieve-card .l{font-size:13px;color:var(--muted);}

/* ---------- SERVICE CATEGORY ---------- */
.svc-cat{margin-bottom:100px;}
.svc-cat:last-child{margin-bottom:0;}
.svc-cat-header{display:flex;align-items:center;gap:20px;margin-bottom:40px;flex-wrap:wrap;}
.svc-cat-num{
  width:60px;height:60px;border-radius:18px;display:flex;align-items:center;justify-content:center;
  font-family:'Space Grotesk';font-weight:700;font-size:20px;color:#fff;background:var(--grad);
  box-shadow:0 14px 32px rgba(236,72,153,0.35);flex-shrink:0;
}
.svc-cat-title{font-size:clamp(24px,3vw,36px);margin:0;}
.svc-cat-sub{color:var(--muted);font-size:14px;margin:4px 0 0;}

/* Service card base */
.svc-card{
  background:var(--glass);border:1px solid var(--glass-border);
  backdrop-filter:blur(16px);border-radius:22px;padding:24px;
  transition:transform .35s ease,border-color .35s ease,box-shadow .35s ease;
  position:relative;overflow:hidden;height:100%;display:flex;flex-direction:column;
}
.svc-card::before{
  content:"";position:absolute;inset:0;border-radius:22px;padding:1px;
  background:var(--grad);opacity:0;transition:opacity .35s ease;
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none;
}
.svc-card:hover{transform:translateY(-6px);box-shadow:0 30px 60px -20px rgba(139,92,246,0.4);}
.svc-card:hover::before{opacity:1;}
.svc-ico{
  width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;
  font-size:22px;color:#fff;background:var(--grad-2);margin-bottom:16px;
  transition:transform .35s ease;
}
.svc-card:hover .svc-ico{transform:scale(1.08) rotate(-4deg);}
.svc-card h5{font-size:16px;margin-bottom:10px;}
.svc-card p{color:var(--muted);font-size:13px;line-height:1.55;margin-bottom:16px;flex:1;}

/* 1 LOANS - horizontal scroll showcase */
.loans-scroll{display:flex;gap:20px;overflow-x:auto;padding:10px 4px 24px;scroll-snap-type:x mandatory;scrollbar-width:thin;}
.loans-scroll::-webkit-scrollbar{height:6px;}
.loans-scroll::-webkit-scrollbar-thumb{background:var(--grad);border-radius:3px;}
.loans-scroll .svc-card{min-width:280px;max-width:300px;scroll-snap-align:start;}

/* 2 INSURANCE - honeycomb */
.honeycomb{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:20px;}
.honeycomb .svc-card{position:relative;}
.honeycomb .svc-card:nth-child(2n){transform:translateY(24px);}
@media(max-width:768px){.honeycomb .svc-card:nth-child(2n){transform:none;}}

/* 3 INVESTMENTS - node network */
.node-network{position:relative;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px;}
.node-network .svc-card{border-top:3px solid transparent;background:linear-gradient(180deg,rgba(16,185,129,0.08),rgba(255,255,255,0.03));}
.node-network .svc-card::after{
  content:"";position:absolute;top:-3px;left:20px;right:20px;height:3px;
  background:linear-gradient(90deg,var(--success),var(--cyan));border-radius:3px;
}

/* 4 WEALTH - roadmap */
.roadmap{position:relative;padding-left:0;}
.roadmap-line{
  position:absolute;left:30px;top:0;bottom:0;width:2px;
  background:linear-gradient(180deg,var(--pink),var(--purple),var(--cyan));
  border-radius:2px;pointer-events:none;
}
.road-step{display:flex;gap:24px;margin-bottom:24px;position:relative;}
.road-dot{
  width:60px;height:60px;border-radius:18px;flex-shrink:0;
  background:var(--grad);display:flex;align-items:center;justify-content:center;
  font-size:24px;color:#fff;box-shadow:0 12px 28px rgba(236,72,153,0.4);position:relative;z-index:2;
}
.road-content{flex:1;background:var(--glass);border:1px solid var(--glass-border);border-radius:20px;padding:22px;backdrop-filter:blur(16px);}
.road-content h5{font-size:17px;margin-bottom:8px;}
.road-content p{color:var(--muted);font-size:13px;margin-bottom:14px;}

/* 5 DIGITAL PAYMENTS - dashboard */
.dash-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:20px;}
.dash-tile{
  background:linear-gradient(160deg,rgba(6,182,212,0.12),rgba(99,102,241,0.05));
  border:1px solid var(--glass-border);border-radius:20px;padding:22px;
  transition:transform .3s ease,border-color .3s ease;
  position:relative;overflow:hidden;display:flex;flex-direction:column;height:100%;
}
.dash-tile:hover{transform:translateY(-6px);border-color:rgba(6,182,212,0.5);}
.dash-tile-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;}
.dash-tile .ico{width:44px;height:44px;border-radius:12px;background:var(--grad-2);display:flex;align-items:center;justify-content:center;font-size:20px;color:#fff;}
.dash-tile .live{font-size:10px;color:var(--success);text-transform:uppercase;letter-spacing:.15em;font-weight:600;display:flex;align-items:center;gap:5px;}
.dash-tile .live::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--success);box-shadow:0 0 8px var(--success);}
.dash-tile h5{font-size:15px;margin-bottom:6px;}
.dash-tile p{font-size:12px;color:var(--muted);margin-bottom:14px;flex:1;}

/* 6 DEBT - transformation flow */
.debt-flow{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:0;position:relative;}
.debt-step{
  background:var(--glass);border:1px solid var(--glass-border);border-radius:22px;padding:26px;
  position:relative;transition:transform .3s ease;backdrop-filter:blur(16px);margin:0 12px 24px;
}
.debt-step:hover{transform:translateY(-6px);}
.debt-step .stage{font-size:11px;color:var(--pink);font-weight:700;text-transform:uppercase;letter-spacing:.15em;margin-bottom:12px;}
.debt-step .ico{width:56px;height:56px;border-radius:16px;background:var(--grad);display:flex;align-items:center;justify-content:center;font-size:24px;color:#fff;margin-bottom:16px;}

/* 7 HOME WARRANTY - home protection */
.home-wrap{background:linear-gradient(160deg,rgba(16,185,129,0.10),rgba(6,182,212,0.05));border:1px solid var(--glass-border);border-radius:28px;padding:32px;}
.home-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;}
.home-tile{background:rgba(15,23,42,0.6);border:1px solid var(--glass-border);border-radius:20px;padding:22px;transition:transform .3s ease;height:100%;display:flex;flex-direction:column;}
.home-tile:hover{transform:translateY(-6px);}
.home-tile .ico{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#10B981,#06B6D4);display:flex;align-items:center;justify-content:center;font-size:24px;color:#fff;margin-bottom:16px;box-shadow:0 10px 24px rgba(16,185,129,0.35);}

/* 8 AUTO - vehicle ecosystem */
.auto-wrap{background:linear-gradient(160deg,rgba(99,102,241,0.15),rgba(236,72,153,0.05));border:1px solid var(--glass-border);border-radius:28px;padding:32px;}

/* ---------- BENEFITS BENTO ---------- */
.bento{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:minmax(180px,auto);gap:20px;}
.bento-item{
  background:var(--glass);border:1px solid var(--glass-border);backdrop-filter:blur(16px);
  border-radius:24px;padding:28px;position:relative;overflow:hidden;
  transition:transform .35s ease,border-color .35s ease;display:flex;flex-direction:column;justify-content:space-between;
}
.bento-item:hover{transform:translateY(-6px);border-color:rgba(139,92,246,0.4);}
.bento-item .ico{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:22px;color:#fff;margin-bottom:16px;}
.bento-item h4{font-size:20px;margin-bottom:8px;}
.bento-item p{color:var(--muted);font-size:14px;margin:0;}
.b1{grid-column:span 3;grid-row:span 2;background:linear-gradient(160deg,rgba(236,72,153,0.18),rgba(139,92,246,0.06));}
.b2{grid-column:span 3;}
.b3{grid-column:span 2;}
.b4{grid-column:span 2;background:linear-gradient(160deg,rgba(6,182,212,0.15),rgba(99,102,241,0.05));}
.b5{grid-column:span 2;grid-row:span 1;background:linear-gradient(160deg,rgba(16,185,129,0.15),rgba(6,182,212,0.05));}
.b6{grid-column:span 2;}
.b1 .ico{background:var(--grad);}
.b2 .ico{background:linear-gradient(135deg,#8B5CF6,#EC4899);}
.b3 .ico{background:linear-gradient(135deg,#06B6D4,#8B5CF6);}
.b4 .ico{background:linear-gradient(135deg,#06B6D4,#6366F1);}
.b5 .ico{background:linear-gradient(135deg,#10B981,#06B6D4);}
.b6 .ico{background:linear-gradient(135deg,#EC4899,#6366F1);}
@media(max-width:991px){
  .bento{grid-template-columns:repeat(2,1fr);}
  .b1,.b2,.b3,.b4,.b5,.b6{grid-column:span 2;grid-row:auto;}
}

/* ---------- PROCESS TIMELINE ---------- */
.process-wrap{position:relative;}
.process-line{
  position:absolute;left:0;right:0;top:50px;height:2px;
  background:linear-gradient(90deg,var(--pink),var(--purple),var(--cyan),var(--success));
  border-radius:2px;pointer-events:none;
}
@media(max-width:768px){.process-line{display:none;}}
.process-step{text-align:center;padding:20px 10px;}
.process-num{
  width:100px;height:100px;border-radius:28px;margin:0 auto 20px;
  background:linear-gradient(160deg,rgba(15,23,42,0.9),rgba(15,23,42,0.7));
  border:2px solid transparent;background-clip:padding-box;
  display:flex;align-items:center;justify-content:center;font-family:'Space Grotesk';font-weight:700;font-size:32px;
  position:relative;z-index:2;color:#fff;
  box-shadow:0 20px 40px rgba(0,0,0,0.4);
}
.process-num::before{
  content:"";position:absolute;inset:-2px;border-radius:28px;padding:2px;background:var(--grad);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;
}
.process-step h5{font-size:18px;margin-bottom:8px;}
.process-step p{color:var(--muted);font-size:14px;}

/* ---------- TESTIMONIALS ---------- */
.testi-wall{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
@media(max-width:991px){.testi-wall{grid-template-columns:repeat(2,1fr);}}
@media(max-width:768px){.testi-wall{grid-template-columns:1fr;}}
.testi-card{
  background:var(--glass);border:1px solid var(--glass-border);backdrop-filter:blur(16px);
  border-radius:22px;padding:26px;position:relative;
  transition:transform .35s ease,border-color .35s ease;
}
.testi-card:hover{transform:translateY(-6px);border-color:rgba(139,92,246,0.4);}
.testi-card.tall{padding:36px 26px;}
.testi-quote{font-size:32px;color:var(--pink);opacity:.5;line-height:1;margin-bottom:12px;}
.testi-card p{color:var(--muted);font-size:14px;line-height:1.7;margin-bottom:20px;}
.testi-user{display:flex;align-items:center;gap:14px;}
.testi-avatar{
  width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-family:'Space Grotesk';font-weight:700;color:#fff;background:var(--grad);flex-shrink:0;
}
.testi-user .n{font-weight:600;font-size:14px;}
.testi-user .p{color:var(--muted);font-size:12px;}
.testi-stars{color:#FBBF24;font-size:13px;margin-top:4px;}

/* ---------- FAQ ---------- */
.faq-item{
  background:var(--glass);border:1px solid var(--glass-border);backdrop-filter:blur(12px);
  border-radius:18px;margin-bottom:12px;overflow:hidden;transition:border-color .3s ease;
}
.faq-item.open{border-color:rgba(139,92,246,0.5);}
.faq-q{
  padding:20px 24px;display:flex;justify-content:space-between;align-items:center;
  cursor:pointer;font-family:'Space Grotesk';font-weight:600;font-size:16px;gap:16px;
}
.faq-q .ic{
  width:36px;height:36px;border-radius:12px;display:flex;align-items:center;justify-content:center;
  background:var(--glass);border:1px solid var(--glass-border);transition:transform .35s ease,background .35s ease;flex-shrink:0;
}
.faq-item.open .faq-q .ic{transform:rotate(45deg);background:var(--grad);border-color:transparent;}
.faq-a{max-height:0;overflow:hidden;transition:max-height .5s ease,padding .3s ease;padding:0 24px;color:var(--muted);font-size:14px;line-height:1.7;}
.faq-item.open .faq-a{max-height:400px;padding:0 24px 20px;}

/* ---------- NEWSLETTER ---------- */
.newsletter-wrap{
  background:linear-gradient(160deg,rgba(236,72,153,0.15),rgba(99,102,241,0.1),rgba(6,182,212,0.08));
  border:1px solid var(--glass-border);border-radius:32px;padding:56px;position:relative;overflow:hidden;
}
.newsletter-wrap .bg-orb{opacity:.5;}
.form-control-dark{
  background:rgba(15,23,42,0.7);border:1px solid var(--glass-border);color:#fff;
  padding:14px 18px;border-radius:14px;font-size:14px;width:100%;
  transition:border-color .3s ease,background .3s ease;
}
.form-control-dark:focus{outline:none;border-color:var(--purple);background:rgba(15,23,42,0.9);box-shadow:0 0 0 3px rgba(139,92,246,0.15);}
.form-control-dark::placeholder{color:#64748B;}
select.form-control-dark{appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23CBD5E1' stroke-width='2'%3e%3cpath d='M6 9l6 6 6-6'/%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px;}
.form-check-dark{display:flex;align-items:flex-start;gap:10px;color:var(--muted);font-size:13px;}
.form-check-dark input{margin-top:3px;accent-color:var(--purple);}
.form-check-dark a{color:var(--pink);}

.spinner{width:16px;height:16px;border:2px solid rgba(255,255,255,0.3);border-top-color:#fff;border-radius:50%;animation:spin .8s linear infinite;display:inline-block;}
@keyframes spin{to{transform:rotate(360deg);}}

/* ---------- CONTACT ---------- */
.contact-info-item{display:flex;gap:16px;padding:20px;border-radius:18px;background:var(--glass);border:1px solid var(--glass-border);margin-bottom:16px;transition:transform .3s ease,border-color .3s ease;}
.contact-info-item:hover{transform:translateX(6px);border-color:rgba(139,92,246,0.4);}
.contact-info-item .ic{width:52px;height:52px;border-radius:14px;background:var(--grad);display:flex;align-items:center;justify-content:center;font-size:22px;color:#fff;flex-shrink:0;box-shadow:0 10px 24px rgba(139,92,246,0.35);animation:pulse-slow 3s ease-in-out infinite;}
@keyframes pulse-slow{0%,100%{box-shadow:0 10px 24px rgba(139,92,246,0.35);}50%{box-shadow:0 14px 34px rgba(236,72,153,0.5);}}
.contact-info-item .lb{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;}
.contact-info-item .vl{font-family:'Space Grotesk';font-weight:600;font-size:15px;margin-top:4px;}

/* ---------- CTA ---------- */
.cta-wrap{
  background:linear-gradient(120deg,#EC4899 0%,#8B5CF6 50%,#06B6D4 100%);
  border-radius:32px;padding:80px 40px;text-align:center;position:relative;overflow:hidden;
}
.cta-wrap::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 30%,rgba(255,255,255,0.3),transparent 40%),radial-gradient(circle at 80% 70%,rgba(255,255,255,0.2),transparent 40%);pointer-events:none;}
.cta-wrap h2{font-size:clamp(32px,5vw,52px);position:relative;z-index:2;margin-bottom:16px;color:#fff;}
.cta-wrap p{color:rgba(255,255,255,0.9);font-size:17px;max-width:600px;margin:0 auto 32px;position:relative;z-index:2;}
.cta-wrap .btn-cta{display:inline-flex;align-items:center;gap:10px;padding:16px 32px;border-radius:16px;background:#fff;color:#0F172A;font-weight:700;font-size:16px;border:none;position:relative;z-index:2;transition:transform .3s ease,box-shadow .3s ease;cursor:pointer;}
.cta-wrap .btn-cta:hover{transform:translateY(-3px);box-shadow:0 20px 40px rgba(0,0,0,0.3);}

/* ---------- FOOTER ---------- */
footer{padding:80px 0 30px;border-top:1px solid var(--glass-border);}
.footer-brand{font-family:'Space Grotesk';font-weight:700;font-size:22px;display:flex;align-items:center;gap:10px;margin-bottom:16px;}
.footer p{color:var(--muted);font-size:14px;}
.footer-title{font-family:'Space Grotesk';font-weight:600;font-size:14px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:20px;color:#fff;}
.footer ul{list-style:none;padding:0;margin:0;}
.footer ul li{margin-bottom:10px;}
.footer ul a{color:var(--muted);font-size:14px;transition:color .25s ease;}
.footer ul a:hover{color:#fff;}
.social{display:flex;gap:10px;margin-top:20px;}
.social a{
  width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;
  background:var(--glass);border:1px solid var(--glass-border);color:#fff;
  transition:all .3s ease;
}
.social a:hover{background:var(--grad);border-color:transparent;transform:translateY(-3px);}
.footer-bot{margin-top:50px;padding-top:24px;border-top:1px solid var(--glass-border);display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;font-size:13px;color:var(--muted);}
.footer-bot a{color:var(--muted);margin-left:16px;}
.footer-bot a:hover{color:#fff;}

/* ---------- TOAST ---------- */
#toastStack{position:fixed;top:100px;right:20px;z-index:9999;display:flex;flex-direction:column;gap:12px;max-width:360px;}
.toast-item{
  background:rgba(15,23,42,0.95);border:1px solid var(--glass-border);
  backdrop-filter:blur(20px);border-radius:16px;padding:16px 20px;
  display:flex;align-items:center;gap:14px;color:#fff;font-size:14px;
  box-shadow:0 20px 40px rgba(0,0,0,0.5);
  animation:toastIn .4s cubic-bezier(.4,0,.2,1);
  min-width:280px;
}
.toast-item.hide{animation:toastOut .4s forwards;}
@keyframes toastIn{from{transform:translateX(120%);opacity:0;}to{transform:translateX(0);opacity:1;}}
@keyframes toastOut{to{transform:translateX(120%);opacity:0;}}
.toast-item .ic{width:36px;height:36px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--grad);flex-shrink:0;}
.toast-item .t{font-weight:600;}
.toast-item .m{color:var(--muted);font-size:12px;}

/* ---------- LEGAL PAGES ---------- */
.legal-content{
  background:var(--glass);border:1px solid var(--glass-border);backdrop-filter:blur(16px);
  border-radius:28px;padding:56px;color:var(--muted);font-size:15px;line-height:1.8;
}
.legal-content h6{color:#fff;font-family:'Space Grotesk';font-size:18px;margin-top:28px;margin-bottom:12px;}
.legal-content p{margin-bottom:14px;}
.legal-content strong{color:#fff;}
@media(max-width:768px){.legal-content{padding:32px 24px;}}

/* ---------- UTILS ---------- */
.text-muted-c{color:var(--muted)!important;}